Your whole financial life
Banks and investments, synced read-only in 30 seconds.
A financial advisor
in your pocket.
Fina knows your banks, your spending and your investments — and answers any money question in minutes.
- No passwords stored
- Read-only access
- Free to start
Connects to
Monzo
Revolut
Starling
HSBC
Barclays
Lloyds
Trading 212- +100 more
Everything your advisor should know
Answers, not dashboards
Ask in plain English — get your real numbers back.
Catches what you miss
Price rises, odd charges, unused subscriptions — flagged for you.
One brain for your whole financial life
- Budgets & goals
- Trading 212 investing
- Multi-currency
- Direct debits
- AI reports
- Anomaly alerts
Set it up once. It works on its own.
Connect in 30 seconds — then Fina runs in the background, watching your money and reaching out when it matters.
ConnectBanks & investments, read-only
SyncAlways up to date
WatchFina tracks it 24/7
ActAlerts & answers, anywhere
Read-only by design
Your credentials never leave your bank — Fina never sees or stores your bank password. It can see your transactions and balances; it can never move money, make a payment, or change anything in your account. Access tokens are encrypted in our database, and you can revoke access from your bank's own app at any time.
See exactly what we store and don't →- FCA-authorised provider (TrueLayer)
- You sign in on your bank's own page
- Read-only — no payments, ever
- Access tokens encrypted at rest
- Disconnect anytime
Frequently asked questions
Which UK banks does Fina support?
Fina works with 100+ UK banks and financial institutions through Open Banking, including Monzo, Revolut, Starling, HSBC, Lloyds, Barclays, NatWest, Santander, Nationwide and Halifax.
Can Fina track my investments?
Yes — connect your Trading 212 account and Fina sees your portfolio alongside your bank accounts, so your investments and spending live in one place.
Is Fina safe to connect to my bank account?
Yes. Connections are made through Open Banking OAuth via TrueLayer, an FCA-authorised provider. You sign in on your bank's own website — Fina never sees or stores your bank password, and access is strictly read-only.
Can Fina move my money or make payments?
No. Fina has read-only access to your account data. It cannot make payments, transfers, or any changes to your bank accounts.
How does the AI assistant work?
You ask questions in plain English — like "how much did I spend on groceries last month?" — and the assistant queries your synced transactions to answer with real figures, spot trends, and track budgets and goals you've set.
Is Fina free?
Fina is free to start. Connect a bank, sync your transactions and get AI-powered insights without entering a card.
How do I disconnect a bank?
Revoke access from your bank's own app or online banking portal at any time — that cuts Fina off immediately. An in-app disconnect button is on the way. Open Banking consent also typically expires automatically after a period (commonly 90 days) unless renewed, enforced by your bank rather than by Fina.
What data does Fina actually store about me?
Your transactions, balances, and account info — that's the product. We never see or store your bank password, card details, or the ability to move your money. Bank access tokens and Trading 212 API keys are encrypted at rest. Full breakdown on the Security & Data and Privacy Policy pages.
F
Ready to take a look?
Free to start. Connect a bank in 30 seconds. No card needed.
Get started free- Open Banking powered
- Read-only access
- Cancel anytime